There is no Field Partner for this loan. It is part of the Kiva Labs Social Enterprise program. For more details on LSE, please click here. For more details on the borrower, please refer to their loan profile.


Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Aug 26, 2020 Oct 12, 2005
Total Loans $1,050,005 $2,057,032,565
Amount of raised Inactive loans $0 $285,405
Number of raised Inactive loans 0 267
Amount of Paying Back Loans $650,005 $158,702,340
Number of Paying Back Loans 3 188,832
Amount of Ended Loans $400,000 $1,854,527,820
Number of Ended Loans 2 2,501,658
Delinquency Rate 0.00% 12.06%
Amount in Arrears $0 $11,845,489
Outstanding Portfolio $500,011 $98,224,689
Number of Loans Delinquent 0 63,347
Default Rate 0.00% 1.84%
Amount of Ended Loans Defaulted $0 $34,052,160
Number of Ended Loans Defaulted 0 91,290
Currency Exchange Loss Rate 0.00% 0.47%
Amount of Currency Exchange Loss $0 $12,742,203
Refund Rate 28.57% 0.55%
Amount of Refunded Loans $300,000 $11,262,720
Number of Refunded Loans 1 9,867

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 100.00% 78.49%
Average Loan Size $225,001 $393
Average Individual Loan Size $225,001 $585
Average Group Loan Size $0 $1,913
Average number of borrowers per group 0 8.3
Average GDP per capita (PPP) in local country $54,800 $5,591
Average Loan Size / GDP per capita (PPP) 410.59% 7.03%
Average Time to Fund a Loan 23.72 days 9.13 days
Average Dollars Raised Per Day Per Loan $9,485.18 $43.03
  Average Loan Term 29.5 months 11.5 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 19 1,225,503
  Journaling Rate 100.00% 41.91%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.55

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A N/A 26.61% PY
  Profitability (return on assets) N/A N/A -1.59%
  Average Loan Size (% of per capita income) N/A N/A 0.00%

Country Fast Facts

Country:
United States
Capital:
Washington DC
Official Language:
English (offical) 79.2%, Spanish 12.9%, other Indo-European 3.8%, Asian and Pacific island 3.3%, other 0.9%
Population:
318,892,103
Avg Annual Income:
$54,800
Labor Force:
farming, forestry, and fishing: 0.7%, manufacturing, extraction, transportation, and crafts: 20.3%, managerial, professional, and technical: 37.3%, sales and office: 24.2%, other services: 17.6%
Population Below Poverty Line:
N/A
Literacy Rate:
99%
Infant Mortality Rate (per 1000):
6.17 deaths
Life Expectancy:
78.64 years

Lending Partner Staff

Emma */*/
Jordan */*/
Lisa */*/