There is no Lending Partner for this loan. It is part of the Kiva Labs Social Enterprise program. For more details on LSE, please click here. For more details on the borrower, please refer to their loan profile.


Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Feb 21, 2018 Oct 12, 2005
Total Loans $810,000 $2,044,634,645
Amount of raised Inactive loans $0 $197,225
Number of raised Inactive loans 0 201
Amount of Paying Back Loans $500,000 $159,998,720
Number of Paying Back Loans 1 192,555
Amount of Ended Loans $310,000 $1,843,552,520
Number of Ended Loans 3 2,482,375
Delinquency Rate 0.00% 12.11%
Amount in Arrears $0 $11,988,863
Outstanding Portfolio $300,045 $99,039,555
Number of Loans Delinquent 0 65,589
Default Rate 0.00% 1.83%
Amount of Ended Loans Defaulted $0 $33,743,342
Number of Ended Loans Defaulted 0 88,974
Currency Exchange Loss Rate 0.00% 0.47%
Amount of Currency Exchange Loss $0 $12,701,082
Refund Rate 0.00% 0.53%
Amount of Refunded Loans $0 $10,936,620
Number of Refunded Loans 0 9,669

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 50.00% 78.46%
Average Loan Size $202,500 $393
Average Individual Loan Size $202,500 $586
Average Group Loan Size $0 $1,910
Average number of borrowers per group 0 8.3
Average GDP per capita (PPP) in local country $7,500 $5,593
Average Loan Size / GDP per capita (PPP) 2,700.00% 7.02%
Average Time to Fund a Loan 22.35 days 9.11 days
Average Dollars Raised Per Day Per Loan $9,058.99 $43.09
  Average Loan Term 20 months 11.5 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 12 1,218,832
  Journaling Rate 100.00% 41.89%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.55

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 31.00% PY 26.44% PY
  Profitability (return on assets) -7.1% 0.7% -1.40%
  Average Loan Size (% of per capita income) N/A 34.00% 0.00%

Country Fast Facts

Country:
El Salvador
Capital:
San Salvador
Official Language:
Spanish
Population:
6,125,512
Avg Annual Income:
$7,500
Labor Force:
agriculture: 21%, industry: 20%, services: 58%
Population Below Poverty Line:
36.50%
Literacy Rate:
84.50%
Infant Mortality Rate (per 1000):
18.44 deaths
Life Expectancy:
74.18 years

Lending Partner Staff

Andres Baiza
Jane Choi
Rob Johnson
Alethia Kang
Danika Moore
Juan Diego Rueda