There is no Lending Partner for this loan. It is part of the Direct to Social Enterprise program. For more details on DSE, please click here. For more details on the borrower, please refer to their loan profile. 

Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Sep 19, 2016 Oct 12, 2005
Total Loans $250,000 $2,050,658,945
Amount of raised Inactive loans $0 $325,375
Number of raised Inactive loans 0 180
Amount of Paying Back Loans $0 $153,895,625
Number of Paying Back Loans 0 184,697
Amount of Ended Loans $250,000 $1,853,611,570
Number of Ended Loans 2 2,498,413
Delinquency Rate 0.00% 11.60%
Amount in Arrears $0 $10,755,116
Outstanding Portfolio $0 $92,708,290
Number of Loans Delinquent 0 37,713
Default Rate 0.00% 1.82%
Amount of Ended Loans Defaulted $0 $33,754,139
Number of Ended Loans Defaulted 0 89,048
Currency Exchange Loss Rate 0.00% 0.47%
Amount of Currency Exchange Loss $0 $12,742,203
Refund Rate 40.00% 0.53%
Amount of Refunded Loans $100,000 $10,938,345
Number of Refunded Loans 1 9,670

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 0.00% 78.48%
Average Loan Size $116,667 $393
Average Individual Loan Size $116,667 $585
Average Group Loan Size $0 $1,911
Average number of borrowers per group 0 8.3
Average GDP per capita (PPP) in local country $3,500 $5,592
Average Loan Size / GDP per capita (PPP) 3,333.33% 7.03%
Average Time to Fund a Loan 18.74 days 9.12 days
Average Dollars Raised Per Day Per Loan $6,225.10 $43.08
  Average Loan Term 15.75 months 11.5 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 5 1,222,764
  Journaling Rate 50.00% 41.92%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.55

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 53.00% PY 26.44% PY
  Profitability (return on assets) 55.4% 0.3% -1.70%
  Average Loan Size (% of per capita income) N/A 13.00% 0.00%

Country Fast Facts

Country:
Ghana
Capital:
Accra
Official Language:
Asante 14.8%, Ewe 12.7%, Fante 9.9%, Boron (Brong) 4.6%, Dagomba 4.3%, Dangme 4.3%, Dagarte (Dagaba) 3.7%, Akyem 3.4%, Ga 3.4%, Akuapem 2.9%
Population:
25,758,108
Avg Annual Income:
$3,500
Labor Force:
agriculture: 56%, industry: 15%, services: 29%
Population Below Poverty Line:
28.50%
Literacy Rate:
71.50%
Infant Mortality Rate (per 1000):
38.52 deaths
Life Expectancy:
65.75 years

Lending Partner Staff