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Subscribe to doing good.

Kiva subscriptions make it easy to do good, all year long. Whether you want to support a cause you value or pick who you lend to each time, you can help borrowers with monthly contributions as little as $5.

Which subscription is right for you?

Choose a cause

  • Set your monthly amount, as little as $5

  • Select a cause to support

  • We'll lend your funds to borrowers automatically

Sign up

Choose a borrower

  • Set your monthly amount, as little as $5

  • Get monthly reminders so you know when to lend

  • You get to choose who to lend to

Sign up

“This is absolutely my favorite way to use Kiva… impact on autopilot!”

— Kiva subscriber

Kiva is an international nonprofit that believes in financial access for all.

We do this by crowdfunding loans, unlocking capital, and addressing the underlying barriers to financial access around the world. With Kiva, you can pitch in as little as $5 every month and make a big difference in someone's life.

Got a question?

More than 1.7 billion people around the world are unbanked and can’t access the financial services they need to build their lives. Kiva is an international nonprofit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive.

We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Through Kiva's work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care.

By subscribing to Kiva, you can be part of the solution and make a real difference in someone’s life.

Kiva crowdfunds loans for borrowers in more than 80 countries who are often financially excluded and can’t access other fair and affordable sources of credit. In the U.S., Kiva crowdfunds loans for borrowers who are either financially excluded or creating social impact in their communities.

Kiva borrowers work in many industries. They may be farmers, artisans, students, shopkeepers, builders or restaurant owners. Many Kiva borrowers work multiple jobs to generate enough income to support their families.

Kiva Field Partners and Trustees help identify and vet borrowers whose loans will be crowdfunded on Kiva. If you’re in the the U.S. and you’re interested in applying for a loan learn more at our borrower portal.

Yes. Your Monthly Good subscription can be canceled or edited at any time. To do so, go to your subscription settings.

If you decide to cancel your Monthly Good, you have a few options:

  • You can use the money in your account to continue lending to borrowers you select manually.

  • You can sign up for auto lending, which allows you to continue automatically lending your money without adding new deposits automatically.

  • You can withdraw any money that has been repaid, or donate your money to Kiva as it’s repaid by the borrowers you supported.

At Kiva, lending and donating go hand-in-hand to expand financial access and help underserved communities thrive. Here are the main things to know about Kiva lending vs. donating: Lending with Kiva:

  • 100% of your loans go to supporting borrowers.

  • Borrowers use their loans to make positive changes in their lives and communities.

  • Borrowers repay loans on a schedule that encourages their success, not as an added burden.

  • Once a loan is repaid, you can relend your funds and help even more people.

Donations help Kiva:

  • Distribute your loans to 80+ countries.

  • Invest in scaling services that meet the financial access needs of even more people in more countries.

  • Create a world where all people hold the power to improve their lives.

Donations are one-time gifts, eligible for a tax deduction in the U.S.

You can donate using a credit card or PayPal, as well as via check, Donor Advised Fund (DAF), stock or other securities, crypto, estate gift, and more. Learn more about the ways to donate.   

You can donate at any time, including by easily adding a donation any time you lend.

Disclaimer: One $50 free lending credit will be added to your account after you sign up for a Kiva subscription (both Monthly Good and AutoDeposit apply) with any monthly contribution amount and make your first monthly deposit by 11:59 pm PST 01/31/2022. Free credits will be applied within 48 hours of a qualifying deposit. Free credits expire within 14 days of their application to your account, and repayments on loans made with free credits return to Kiva. Free credits must be lent manually - neither Monthly Good nor AutoDeposit will lend them for you. While supplies last; a banner on Kiva's website will indicate if funds for this promotion have run out.