Applying for your 0%-interest, zero-fee Kiva U.S. loan.
For current and future loan applicants.
Crowdfunding your Kiva U.S. loan.
What it is v. isn't, what leads to success, and more.
Tips for successfully repaying your loan
How to repay the lenders near and far who funded your loan and believed in you from the start.
Business Support for you
Webinars, coaching, mentorship opportunities, and more.
Spanish resources for Kiva U.S. applicants and borrowers
Kiva U.S. Impact
Learn about how we're addressing financial inclusion for systemically marginalized communities in the United States.
What Kiva U.S. partners are saying
![Lola of Umi Organic](http://images.ctfassets.net/j0p9a6ql0rn7/3dyTYwZoDusoYVy0G5UNL5/45dc188b1c2d16739be21700ed17196f/Umi_PSU_Farmers_Market_8350__1_.jpg?w=500&h=334&fit=scale&f=center&fm=jpg&q=80)
Lola, Kiva U.S. Borrower
Business: Umi Organic
"Cash is a lifeline, and Kiva's zero percent interest model is a gift for small businesses seeking to grow thoughtfully."
![](http://images.ctfassets.net/j0p9a6ql0rn7/3ou4r5djq0xYz6g5unLaqA/d79829074f059b8d5bcba00490df1ed7/YO__2_.jpg?w=500&h=425&fit=scale&f=center&fm=jpg&q=80)
Juan Carlos, Kiva U.S. Borrower
Business: Ceviche Pacha
“I felt so happy that people would help me get a loan - it meant that they believed in me.”
![](http://images.ctfassets.net/j0p9a6ql0rn7/7avyqHW1mNCIlghJXeUWGI/e711852d44a9b2baf05a97828bc87e1a/Rosie_Arias__WhimsicalCharm__2_.jpg?w=500&h=451&fit=scale&f=center&fm=jpg&q=80)
Rosie, Kiva U.S. Borrower
Business: Whimsical Charm
“The Kiva loan has really opened up so many different opportunities and it’s been a huge blessing for me and I’m just very happy to be able to do what I’m doing.”