We reached $2 billion in life-changing loans!

Powered by YOU, Team $2B.

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In the time it took you to read this sentence, $3.52 was funded on Kiva.

Over the past 18 years, all those contributions have added up to $2 billion in impact — thanks to you, the Kiva community. Whether you lend to support entrepreneurs or volunteer to translate borrower stories, there are so many ways to be a Kivan. Whatever your role, being a Kivan means being part of something bigger… creating a world where financial inclusion is in our hands — all our hands.

Celebrate by lending

TOP ROW LEFT TO RIGHT: AURELIA, BORROWER; ANITA, VOLUNTEER; ALEXANDRA, LENDER; PENELOPE, LENDER. BOTTOM ROW: FRANK, DONOR; GOFRAN GROUP, BORROWERS; DAN, VOLUNTEER; ALCINA, BORROWER; ALLIE, PARTNER.

What’s your role on the team?

From small-business backers and community-building philanthropists to equity-driven employees, it takes a team of Kivans to pursue big goals like financial access for all. There are so many ways to be a Kivan — which are you?

Kiva Multiplier
Kiva Community Builder
Kiva Equity Advocate
Giver card - Kiva
Champion for Good card - Kiva
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What kind of Kivan are you? Join the celebration on social and share!

The road to $3 billion starts with you

Small, manageable acts of good on Kiva add up to big strides for worldwide change. That’s why we need your help! Pave the way to the next billion and help us support the dreams of millions more people.

Lend to a borrower

Who got us to $2 billion? You!

The kind of work we do in the world takes a special community — a team — that believes in financial equity and opportunity and actively contributes to that vision. Together with over 2 million others, Kivans like you are helping create a world where all people have the power and resources to change their lives.

Frans, Kiva Lender, Multiplier✖️
Frans, Kiva Lender, Multiplier✖️
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Lenders

Lenders are the beating heart of Kiva, using their collective power to fund dreams across the globe.

Frans, a lender from a small town of less than 100 people in the Netherlands, transformed a monthly $25 loan into more than $17,000 in support to Kiva borrowers — proving that anyone can help change lives, from anywhere.

“There are so many people to help. I’d rather share with as many as possible.”



— Frans, Kiva lender — Multiplier

Anita, Kiva volunteer — Giver 🤲🏽
Anita, Kiva volunteer — Giver 🤲🏽
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Volunteers

Volunteers do the important work of telling borrower's stories—editing and translating their words to connect with Kiva lenders.

Anita began volunteering with Kiva in 2019 and has edited over 140,000 words! She was named Kiva Volunteer of the Month in February 2023 in recognition of her longstanding commitment to financial equity.

“Kiva gives me the opportunity to touch lives by editing, and that I don’t take for granted.”


— Anita, Kiva volunteer — Giver

Xiomara, borrower and business owner — Champion for Good 🏆
Xiomara, borrower and business owner — Champion for Good 🏆
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Borrowers

From the very first Kiva borrower — Elizabeth in Uganda, who used her $500 to expand her fish shop — to the 5 millionth borrower, Kiva supports those who need financial access in over 70 countries.

Xiomara, a Venezuelan refugee in Ecuador, used a Kiva loan to revive her business and quickly earn income after the deaths of both her husband and daughter. Now she provides salon treatments to help women in her community feel more beautiful.

“I’d like to tell people who also are migrants that they shouldn’t limit themselves or hold back in face of adversity. I think if we follow a good path, we’re going to achieve our goals.”


— Xiomara, borrower and business owner — Champion for Good

Allie, President, eBay Foundation — Community Builder 💪🏽
Allie, President, eBay Foundation — Community Builder 💪🏽
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Strategic Partners

Kiva partners accelerate change through Kiva’s innovative tools that create impact and unite people around a shared cause.

Together, Kiva and the eBay Foundation unleash the power of entrepreneurship to help people build economically vibrant and sustainable communities. This partnership also empowers eBay employees to make an impact they can really see and feel.

“Kiva’s work is important, meaningful, and tangible. Kiva brings people together to create a collective impact that is so special to be part of.”

— Allie, President, eBay Foundation — Community Builder

Brit, Kiva employee — Believer 💚
Brit, Kiva employee — Believer 💚
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Employees

Kiva’s global team of employees harness their dedication to social impact and sustainable change to support communities around the world.

As Kiva’s Director of Communications, Brit is passionate about purpose-driven communications and storytelling. She helps ensure that every aspect of Kiva, from internal committees to official language and branding, is rooted in inclusion and equity.

“Doing work that aligns with my values and knowing I'm using my talents and experiences to contribute to creating a better world for people is so fulfilling.”

— Brit, Director of Communications, Kiva — Believer

FRANK, KIVA DONOR and lender — Giver 🤲🏽
FRANK, KIVA DONOR and lender — Giver 🤲🏽
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Donors

From adding a small donation with your loan to making major gifts that turn the tide for financial inclusion, donors make all of the important work we do possible.

As a longtime Kiva lender, Frank — artist, seeker, and lover of humanity — chose to include Kiva in his estate plans because he felt passionate about continuing to drive financial equality for future generations.

“Frank recognized that Kiva was a unique mechanism to support those with the desire to manage their own futures. Although Frank made financial gifts to those in need, he understood that it is always better to teach a man to fish.”



— Jude, Frank’s sister — Giver

Mamadou, Executive Director, CAURIE Microfinance — Equity Advocate ⚖️
Mamadou, Executive Director, CAURIE Microfinance — Equity Advocate ⚖️
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Lending Partners

From microfinance institutions (MFIs) to social enterprises, Kiva Lending Partners are united by a strong commitment to expanding financial access.

CAURIE Microfinance is one of the largest MFIs in Senegal, focused on supporting women in rural communities. Since becoming a Kiva Lending Partner, CAURIE has supported more than 150,000 borrowers, funding over $38 million.

“CAURIE has helped women feel important and recover their dignity. By having their own businesses, people regard them with greater respect.”



— Mamadou, Executive Director, CAURIE MF — Equity Advocate

Eleanor, Climate Pilots captain — Champion for Good 🏆
Eleanor, Climate Pilots captain — Champion for Good 🏆
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Lending Teams

Kiva lending teams bring people together around common interests, beliefs, or goals, driving major impact in their chosen area, like climate solutions.

Eleanor, captain of Kiva’s Climate Pilots lending team, focuses on funding eco-smart loans and supporting green technology. As of 2023, the Climate Pilots have funded almost $5 million in climate-smart loans.

"Supporting Kiva loans to finance solar, recycling, reducing food waste, etc. helps our climate more per dollar than my electric car."


— Eleanor, Climate Pilots captain — Champion for Good

Over the last 18 years...

Kiva lenders have reached 1 person every 90 seconds. With over 1 billion people still lacking financial access, we need your help to keep our
momentum going!

Lend Now

What does $2 billion in impact look like?

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TOP ROW: michael, FARMER, Kenya; JULIta, small business owner, Philippines Middle Row: Tatiana, Greenhouse owner, MoldovA Bottom row: Mujeres Patzuneras GROUP, SMALL BUSINESS OWNER, Guatemala; Thacienne, Education loan recipient, Rwanda

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1 woman reached every 3 minutes for 18 years

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Opportunities unlocked for 38,095 displaced people

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209,000 loans to buy pigs, chickens, and cows

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123,970 single parents able to support their families

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50,056 loans to support artisans and the arts

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Improved sanitation and water for 202,408 people

Stats this good? They deserve a graph...

Loans funded on Kiva.org
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Thanks to PayPal, 100% of every dollar loaned goes to supporting borrowers around the globe.

“PayPal is honored to be a long-time partner of Kiva as we work together to advance greater access to financial services and build a more inclusive economy.” — Franz Paasche, Chief Corporate Affairs Officer, PayPal — Multiplier

What’s ahead on the road to $3B?

We’re already making strides toward our next big milestone — $3 billion in loans funded. There’s only one way to get there — with the help of most powerful part of the Kiva community… you!

Lend now & take a step toward $3B

Kiva’s five year impact goals

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Expand financial access for underbanked women by 200%

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Deepen impact for those affected by climate change through climate-smart finance

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Support 9X the number of refugees and displaced people

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Double support for systemically marginalized U.S. entrepreneurs

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Enable local Lending Partners to improve organizational stability, strengthen client protection, and scale services

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Continue helping borrowers achieve higher incomes, greater confidence, and improved quality of life

Ready to lead the way?

With more than 31% of adults still lacking access to financial resources, we need your help to keep the momentum going on the road to $3B. Make a life-changing loan now!