Hà

Hà, age 54, is a hardworking woman who has dedicated more than two decades to farming and raising livestock. She lives in a small house in a rural area of Dong Son District with her husband who works in construction. Their two grown children have already started families of their own, so they manage their households independently.

For years, Hà has been raising cattle to sell to traders, using the income to support her family. However, to expand her business and increase her earnings, she needs additional capital to purchase more cows. To achieve this goal, she applied for her sixth loan from Thanh Hoa Microfinance Institution in hopes that this investment will improve her financial situation.

With strong determination and careful planning, she aims to raise the cattle for one year until they are healthy and ready for sale. She believes that by doing so, she will generate a higher income and secure a better future for her family.