Retni Suratni

Retni Suratni is 49 years old and a married with one son and two daughters. She runs a business of selling phone credits. One of her children is still in school. As a mother, Retni Suratni is very concerned about the education of her children. She asks Kiva for support because she wants to pay her child’s school fees which are in arrears, because she thinks that education is the key to a brighter and better future.

So, Retni Suratni has applied for a loan of 14,500,000 Indonesian rupiahs (IDR) from KBMI at Kalanganyar Branch to pay for her child's school fees in arrears. Her income is not enough to directly pay these costs, but she will be able to repay the received in installments using the profits generated from her business.

Retni Suratni is a hardworking mother who always strives for the best for her children to improve their living conditions and provide a bright future for them to pursue their dreams. She is very grateful for the opportunity and wants to thank all the lenders.

Note: The girl in the photo is Retni Suratni's daughter.