A loan helped to pay workers who harvested maize.


Devothe's story

Devothe aged 42 years. She is married, with six children aged between 19 and 4 years. Four of them go to school, while the others don't. She is a farmer and she has been growing maize for the past four years. Also, her husband is a farmer.

With the loan from Kiva, she would like to pay workers who harvested maize. The profits from the business will be used to pay her children's school fees and to improve her savings.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain under served by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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