Hamid is an energetic 51-year-old man. He is married and has three children. Hamid practices crop farming and gardening. He has a secondary specialized education. Although crop farming and gardening are the main sources of income for his family, Hamid really loves this work which gives him positive energy. His wife and children also help him cultivate the land and assist in every possible way so that they receive good earnings and thereby provide the family with a life worth living.
Hamid's children are all grown-up and he already has grandchildren. However, his youngest son is still a student and needs more funds to receive an education. In order to receive additional funds for his son's education, Hamid wants to cultivate a new plot of land and plant a garden so that this land can generate value and joy for those around it in the future. Hamid wants to take out a loan to buy seedlings and mineral fertilizers. He has already taken out loans from Arvand and has a positive credit history. Hamid is pleased with his partnership with Arvand. This latest loan will help him brings his dreams to reality.
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Translated from Russian by Kiva volunteer Hilary Hemmings. View original language description.