Kawther is a 28-year-old Iraqi. She is married and the mother of one child.
With limited career options due to cultural restrictions and domestic constraints, Kawther is one of the many Iraqi women who work from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.
Kawther has 10 years' experience with using her skills to make dresses for women and children based on orders. Occasionally she also works on other small fabric items for the household, such as pillow cases and decorative rugs.
She would like to buy a new sewing machine and a small generator, both of which would allow her to work better, faster, and in a more organized fashion. Being able to work exactly when she would like to -- and not just when the government provides power -- will greatly improve her work conditions. To be able to afford the purchases, she is taking a small loan from Relief International Iraq.
Relief International - Microfinance Iraq offers "group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients, and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.
In this group: Kawther, Abass, Aqeel