A loan helped to buy more fertilizers and quality seeds for use during production.


Esther's story

Esther is 55 years old. She is married and has seven children between 9 and 32 years old. All her children go to schools.

With the loan, she will buy more fertilizers and quality seeds for use during the production of potatoes. The profits from the potatoes provide food for the family.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


Lenders and lending teams



Loan details