The “Tosagua” communal bank meets every two weeks in the city of Tosagua. This place is known for being very dynamic and most of the residents work in agriculture and in animal husbandry; it’s a zone with much vegetation.
Yojana, 32, lives here. She’s married and has three children who are 15, 11 and 9 years old. The two older ones attend secondary school and the younger one is in elementary school. Her husband’s a master bricklayer.
She’s a housewife who in order to earn her own income to help her husband meet household expenses since there are times when he has no work sells bedspreads, sheets, towels, comforters, etc. from door to door. She works every day two to three hours daily. She sells on credit and collects payment biweekly or weekly according to her customers’ wishes. She’s been in business four years and does very well.
This loan is to buy comforters, sheets and towels, among others. She’s been in the communal bank four years and likes it because she used her first loan to start this business that today makes it possible for her to get ahead. Her dream is to own a car to go out to do her rounds in.
![Translator profile picture](https://www.kiva.org/img/s140/868869a03d2322f7fcb1b14036db9894.jpg)
Translated from Spanish by Kiva volunteer anonymized. View original language description.