Ludmila's current loan will help her to replenish her working capital. She is hoping to use this money to continue expanding her business.
Last year was difficult for Ludmila as there was a decline in sales during winter due to adverse weather, and her business went through hard times. Nevertheless, Ludmila not only stayed afloat but managed to increase her profits, which she used to purchase building materials and improve the property next to her family's home. She plans to use her profits from this loan to carry out home repairs in the near future.
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Translated from Russian by Kiva volunteer Nikita Avvakumov. View original language description.