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Luz, 44, is a woman who lives to the south of the city with her husband, and she has a 1-month old baby. She has a business making layettes for babies. She's been doing this work ever since she stopped working as an employee of a company. She took her severance pay, and gradually invested it in fabric to make decorative items for babies. She makes crib canopies, crib bedding and baby accessories by hand, which are commissioned by her friends. This has allowed her to gradually make profits, so that she could buy a sewing machine and give herself the task of acquiring customers who will buy the products that she makes and designs, either on a cash or credit basis. Luz, in her quest for growth, has approached the Fundación Mario Santo Domingo organization to request a Kiva loan to increase her working capital, as she needs to make cash wholesale purchases of raw materials and supplies to make crib canopies, bed sheets, pillows and small pillow-cases that she has orders for. With this investment, she will be able to reduce her costs, because she will get a discounted price if she can buy in cash and in a bigger volume than usual. Her dream is to have her own house and improve her family's income so that she can provide for her son, and give him a quality education that will enhance his chance to become successful.
Translated from Spanish by Kiva volunteer Lisa Grobar. View original language description.
