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Choose a borrower
Browse categories of borrowers— people looking to grow businesses, go to school, switch to clean energy, and more.
Make a loan
Select a borrower who you connect with and help fund a loan with as little as $25.
Get repaid
Receive updates on your loans and see the dollars return to your Kiva account.
Repeat!
Use the repayment to support another borrower, or withdraw your money.
Learn more about how Kiva works
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
Yenny Elizabeth and her family live in Portoviejo, a place of beautiful countryside landscapes, beaches and varied gastronomy that tourists enjoy when they visit this beautiful city.
She is a hardworking woman who looks for a way to earn her resources and with them get ahead by her own means and this is being achieved thanks to the help she receives with the loans.
She is dedicated to raising chickens and pigs, she buys these animals when they are small, she keeps them for a while until they have an adequate weight and then she sells them to merchants who come to buy to her place. In the case of chickens, she also sells them by the pound or whole, to neighbors who always buy from her.
This loan is to buy chickens and also food and medicine for chickens and pigs.
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Translated from Spanish by Kiva volunteer Salvador Quintanilla. View original language description.
La señora Yenny Elizabeth y su familia viven en Portoviejo lugar de hermosos paisajes campestres, playas y variada gastronomía que disfrutan los turistas cuando visitan esta linda ciudad. Ella es una mujer trabajadora que busca la forma de ganar sus recursos y con ellos salir adelante por sus propios medios y esto lo está logrando gracias a la ayuda que recibe con los créditos, se dedica a la cría pollos y chanchos, ella compra estos animalitos cuando están pequeños, los tiene por un tiempo hasta cuando tengan un peso adecuado y luego vende a comerciantes que llegan a comprar al lugar y el caso de los pollos también vende por libras o enteros a vecinos que siempre le compran. Este crédito es para comprar pollos, alimentos y medicinas para los pollos y chanchos.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
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