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Choose a borrower
Browse categories of borrowers— people looking to grow businesses, go to school, switch to clean energy, and more.
Make a loan
Select a borrower who you connect with and help fund a loan with as little as $25.
Get repaid
Receive updates on your loans and see the dollars return to your Kiva account.
Repeat!
Use the repayment to support another borrower, or withdraw your money.
Learn more about how Kiva works
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
Margarita Del Rocio is a great woman who helps her family with part of the household expenses. At her house, she has a variety of clothing for women, men and children and products from Avon catalogs (perfumes, creams, cosmetics, and jewelry). She also brings them to sell through various sectors of the city where she has many customers. So, she manages to sell more and she leaves the merchandise with her customers on credit and collects weekly and, so, sells to them again.
She is grateful to the good people who help her with the loans. With them, she can continue helping her family, who so need it. This loan is to purchase makeup, perfume, necklaces, rings, bracelets, shampoo, deodorant, soap, and t-shirts.
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Translated from Spanish by Kiva volunteer Wendy H. View original language description.
Margarita Del Rocio es una gran mujer quien ayuda a su familia con parte de los gastos del hogar, ella en su casa tiene variedad de ropas para damas, caballeros y niños, productos de catálogos de Avon (perfumes, cremas, cosméticos y bisuterías) estos también los lleva a ofrecer por varios sectores de la ciudad donde tiene muchos clientes, así logra vender más y a sus clientes les deja a crédito la mercadería, les cobra cada 8 días y así les vuelve a vender. Ella agradece a las buenas personas que le ayudan con los créditos, con estos ella puede seguir ayudando a su familia que tanto necesita. Este crédito es para comprar maquillajes, perfumes, cadenas, anillos, pulseras, shampoo, desodorantes, jabones, camisetas, enterizos, pijamas, etc.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
Loan tags help lenders find loans that match certain areas of interest.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
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Agree Use a Free TrialYour free credit can't be applied to this loan. If you would like to make a loan to this borrower anyway, you will have to use your own money.
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