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Choose a borrower
Browse categories of borrowers— people looking to grow businesses, go to school, switch to clean energy, and more.
Make a loan
Select a borrower who you connect with and help fund a loan with as little as $25.
Get repaid
Receive updates on your loans and see the dollars return to your Kiva account.
Repeat!
Use the repayment to support another borrower, or withdraw your money.
Learn more about how Kiva works
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
The committee named Fortaleza was formed thanks to one of the committee members who motivated her groupmates to be able to unite and work together for their families. They are also in the poverty elimination program, struggling together to get ahead and improve themselves.
Among them, Olga Marina stands out. She is the president of the group, an active and determined person who, with great effort, earns the daily sustenance for herself and her family. She comments that she works making and selling food products, such as a variety of foods like milanesas, empanadas, cooked manioc, and sandwiches. With her arduous and tireless work, she manages to help her spouse with the expenses of their house and children. They study at the school and she wants them to be good professionals in the future.
She asks for this loan to purchase raw materials to be able to continue making her food, such as meat, noodles, oil, eggs, and other products to be able to continue with her work.
In this group: Olga Marina, Jamili, Maria Isabel, Liliana Carolina, Fatima Belen, Carmen Lujan, Sonia Elizabeth, Arnilda, Luz Estefania, Avelina, Paola De Jesus, Maria Gabriela, Maria Dominga, Rocio Lujan, Mirna Concepcion, Ramona Dejesus, Analia Maria, Lorena, Ruth Jazmin, Maria Elena, Rosa Karina, Daysi Graciela, Josefina, Cyntia Paola
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Translated from Spanish by Kiva volunteer Wendy H. View original language description.
El comité de nombre Fortaleza se formó gracias a una de las integrantes del comité, quien motivó a sus compañeras a poder unirse y trabajar juntas por sus familias. Están además dentro del programa de eliminación de la pobreza, luchando unidas por salir adelante y superarse. Entre ellas se destaca la señora Olga Marina, la presidenta del grupo, una persona activa y luchadora que con mucho esfuerzo se gana el sustento diario para ella y su familia. Comenta que se dedica a hacer y vender productos comestibles, como ser variedad de comidas, como milanesa, empanada, mandioca cocinada, sándwich, y con su trabajo arduo e incansable logra ayudar a su marido con los gastos de la casa y de sus hijos que estudian en la escuela y desea que sean buenos profesionales en un futuro. Pide este préstamo para la compra de materia prima para poder seguir haciendo sus comidas, como ser carne, fideos, aceite, huevos, entre otros productos mas para poder seguir con su trabajo.
Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
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