A loan helped to buy sodas, water, bread, cold cuts, bananas, cheese, oils, soaps, detergents, disinfectants, pay the electricity bill, get eggs, snacks, and candy.


Zoila Ramona's story

Zoila Ramona, a 52-year-old woman, is in a common-law relationship and has five grown daughters. Her partner is a merchant, and they live in Portoviejo, a city known for producing vegetables, legumes, and tropical fruits for local consumption. Portoviejo is also famous for its beautiful beaches and diverse tourist attractions.

To help with household expenses, Zoila Ramona runs a small grocery store from her home, where she sells various daily necessities and is recognized for providing her customers with high-quality products. Her daughters assist her with sales when she is busy. Additionally, she rents a school canteen where she sells a selection of food items to students from Monday to Saturday. She is very grateful for the support she has received for her loans and hopes to continue receiving it.

This loan will be used to buy more stock for her store, like sodas, water, bread, cold cuts, bananas, cheese, oils, soaps, detergents, and disinfectants, as well as to pay electricity bills and buy eggs, snacks, and candy.

Translated from Spanish by Kiva volunteer Michelle Herrera Garcia.


This loan is special because:

It is accompanied by useful, real-life business training.


Loan details


Lenders and lending teams




Loan details