A loan helped a member to buy supplies of meat, fish, oil and beans, which will increase her working capital.


Grace Divine Group's story

Madam Bernadette is a client of Hekima microfinance institution and leads the "Grace Divine" Village Group. She is 39 years old and married with 5 children who all attend school. Her spouse is a businessman.

Madam Bernadette sells food dishes in a restaurant, a business she set up 5 years ago with start-up funds provided by her husband. Later on, she joined the Hekima program to support her business, during which it has grown steadily.

With this new loan, she is going to stock up with meat, fish, oil and beans, which will increase her working capital. Her business is not facing any problems.

Madam Bernadette would like her children to continue their studies and she also wants to develop her business. Finally, she wishes to thank Hekima and its partners for supporting owners of businesses without access to conventional banking facilities.

In this group: Linda, Monique, Bernadette, Obedi, Rosa

Translator profile picture

Translated from French by Kiva volunteer Emma Nendick.


This loan is special because:

It serves entrepreneurs in conflict-affected areas with few opportunities.



Loan details


Lenders and lending teams




Loan details