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Choose a borrower
Browse categories of borrowers— people looking to grow businesses, go to school, switch to clean energy, and more.
Make a loan
Select a borrower who you connect with and help fund a loan with as little as $25.
Get repaid
Receive updates on your loans and see the dollars return to your Kiva account.
Repeat!
Use the repayment to support another borrower, or withdraw your money.
Learn more about how Kiva works
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
The group "Estocolmo" is composed of women who live in a neighborhood near the city. They are entrepreneurial women who combine care for their businesses with attention to their families.
This is the case with Susana, age 45, single mother with two school-aged children. Her business is buying and selling marinated meat that she seasons in her house. This activity allows her to generate income in order to be able to take care of her household expenses.
With her loan she will buy more meat to season and have in stock.
Susana aspires to be able to open a well-equipped butcher shop in order to have more production of marinated meat.
The rest of the group is composed of Araceli, Brenda, Guadalupe, Veronica, Lisbeth and Erika, all women who, beside their families, strive to get ahead.
In this group: Araceli, Brenda, Guadalupe, Veronica, Lisbeth Esmeralda, Susana, Erika Guadalupe
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Translated from Spanish. View original language description.
El grupo “Estocolmo” son mujeres que viven en una colonia aledaña de la ciudad, son mujeres emprendedoras, que combinan el cuidado de sus negocios con la atención de sus familias.
Como es el caso de la señora Susana de 45 años, madre soltera con 2 hijos en edad escolar, ella se dedica a la compraventa y venta de carne adobada misma que ella sazona en su casa, esta actividad le permite generar ingresos para poderse apoyar con los gastos de su hogar.
Con su crédito comprara más carne para sazonar y tener en existencia.
Susana aspira poder abrir una carnicería bastante equipada para poder tener más producción de carne adobada.
El resto del grupo está formado por las señoras: Araceli, Brenda, Guadaluoe, Veronica, Lisbeth y Erika mujeres que a lado de su familia luchan por salir adelante.
This loan provides financing to microentrepreneurs in Mexico to invest in their businesses.
Conserva is a microfinance institution in Mexico that provides financial and non-financial products via group and individual credits to women micro entrepreneurs with limited economic resources with the goal of improving their living conditions and income level.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
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