A loan helped to buy women's perfumes and men's colognes.


Sandra Milena's story

Sandra is 38 years old and is a humble woman with just a primary education. She lives in a rented home and has three daughters who she raised on her own. She is a woman who perseveres and puts a lot of effort and dedication into her work. She starts early in the morning on the day's work. During the pandemic she started selling cosmetics from a catalogue. After things went back to normal, she had the idea of starting a cosmetics store, which today one of her daughters runs.

Sandra is applying for a Kiva loan to supply her perfume business, as this is one of the products she sells most. Her goal is to expand her store with a large variety of cosmetics, becoming a local reference with the best brands.

Her daughters are adults now, but Sandra wants to support them so that they can have stable businesses that will let them succeed.

Translated from Spanish by Kiva volunteer Emily Smith.


This loan is special because:

It aims to reach vulnerable refugee populations in an isolated region.



Loan details


Lenders and lending teams




Loan details