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Dear Gulnar expresses her gratitude to Kiva and all its lenders for the financing she previously received. Now, she has decided to again apply for financing and hopes for a positive result. Gulnar is 65 years old, widowed, and has one daughter. By nature, she is a social woman. As the main source of income for her family, she has raised livestock and grown crops for many years. Thanks to her hard work, her farm currently has four dairy cows worth almost 260,000 KGS.
In order to further develop her business, Gulnar has again applied to Bai Tushum Bank for a loan of 90,000 KGS to buy dairy cows so she can increase the volume of organic milk she sells. The income from the loan will help improve her family’s material wellbeing and expand her farm.
Translated from Russian by Kiva volunteer Claire Davis. View original language description.
