A loan helped to buy tools, and to improve his house.


Ariel Fernando's story

Ariel Fernando is 31, is married, has 3 children, and lives together with his family in the municipality of Santa Cruz de Yojoa, Department of Cortes,

For 11 years, he has worked in refrigeration and electricity services. Previously, he was privately employed.

Currently, he is asking for a loan at ODEF for the amount of 35,000 lempiras that he is planning to invest in the purchase of tools, and to improve his house.

This loan will help him have improved income because of the amount of material. His dream is to continue growing as a businessman.

Translated from Spanish by Kiva volunteer Charissa Nelson.


This loan is special because:

It is accompanied by financial education and provides borrowers access to a savings account.



Loan details


Lenders and lending teams




Loan details