A loan helped to buy camisoles, trainers, blouses and trousers to meet customer demand and stock up her business.


Ritza Genibel's story

Meet Ritza, a humble trader; she is 52 years old and has two children, although they are not in her care at this stage. Ritza makes a living selling cosmetics, which is her family's main financial support.

Ritza currently wants to increase stock in order to earn higher profits. To do this, she is applying for a Kiva and MiCredito loan, which she will use to buy camisoles, sports shoes, blouses and trousers to meet customer demand and stock up her business. One of Ritza's goals is to continue expanding her business.

Translated from Spanish by Kiva volunteer Iain Gaw.


This loan is special because:

It includes access to short-term emergency loans.



Loan details


Lenders and lending teams




Loan details