A loan helped a member to purchase scarves in bulk, which will strengthen her initial capital.


Etoile2 Group's story

Madam Wamunzila is a client of Hekima MFI and chairs the “Etoile 2” village group. She is married, aged 42 and mother of 7 children, all of whom are in school. Her partner is a tailor.
She sells a variety of clothing, a business she started 10 years ago with seed money received from her husband. Subsequently, she involved the Hekima program to support her business, during which it gradually expandad.
With this new loan, she will purchase scarves in bulk, which will strengthen her initial capital. The challenge of her business is linked to the lack of customers.
She would like for her children to continue studying and develop her business. Finally, she would like to thank Hekima and its partners for the support provided to non-bankable business owners.

In this group: Wamunzila, Severina, Pascasie, Regina, Charlotte, Made, Charlotte, Redina, Tabu, Lukwanswa, Bahati, Kajabika, Lubuzya, Nzingire, Ntabala, Cirimwami, Jolie, Isaka

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Translated from French by Kiva volunteer Madeleine Schwartz.


This loan is special because:

It serves entrepreneurs in conflict-affected areas with few opportunities.



Loan details


Lenders and lending teams




Loan details