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This is Jolibeth, a woman who, with her family, enjoys better hygiene because with her previous loan she fixed the bathroom. Now she wishes to concentrate on making her fried food business grow. She strongly requests a Kiva loan from MiCrédito to buy rice, beans, frying pans, and bags to package the fried foods.
Jolibeth wishes to improve her house and make her business grow very much.
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Translated from Spanish by Kiva volunteer Joann S. View original language description.
Ella es Jolibeth, una fémina quien actualmente junto a su familia disfruta de una mejor higiene en el sanitario, dado que con un crédito anterior arregló el sanitario. En este tiempo desea concentrarse en hacer crecer su emprendimiento de fritangas, por ello, con mucha firmeza solicita a MiCrédito un financiamiento Kiva para comprar arroz, frijoles, sartenes y bolsas para empacar las fritangas. Jolibeth, desea acondicionar su casa y crecer mucho más en el negocio.
MiCredito operates in both Nicaragua and Costa Rica.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
Loan tags help lenders find loans that match certain areas of interest.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
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