Adding to basket
Kattia has worked making crafts and cards for approximately 11 years. Her goal is to achieve economic growth.
That is why she is requesting this loan to buy materials, (cardboard, paper, etc.), a surge suppressor, and also a paper cutting machine. The objective is to have the necessary supplies to develop her work.
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Translated from Spanish by Kiva volunteer Joann S. View original language description.
Kattia se dedica a la confección de manualidades, afiches, carteles; desde hace aproximadamente 11 años. Su meta es lograr un crecimiento económico, es por ello que, solicita este préstamo para la compra de materiales (papel cartón etc), un "supresor de picos" y también comprará de una máquina para cortar papel; esto con el objetivo de contar con los insumos necesarios para desarrollar su trabajo.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
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For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
Loan tags help lenders find loans that match certain areas of interest.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
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