Cruz Teresa is 58 years old. She is divorced and has 2 grown children. They live in a relative's house in Manta, one of the most important cities of the Ecuadorian coast for business and tourism.
Cruz is very hardworking and responsible. Day to day, she seeks a way to cover her household expenses. That is why she sells clothing for children and adults. Her sales method is door to door, and she has a good clientele who always order from her because she sells on credit with very easy payment terms. For her, this loan is a big help because it allows her to keep improving her business.
Cruz will invest this loan in buying blouses, shorts, pajamas, t-shirts, and other items of clothing that her customers ask for.
Translated from Spanish by Kiva volunteer Ellen Donohue. View original language description.