A loan helped to purchase beauty products, shoes, cosmetics, costume jewelry and clothing, among other things.


Cruz Juana's story

Cruz Juana is a 50-year-old widow with five adult children. They live in Manta, a beautiful place whose inhabitants are very humble, hard-working people who work in the seafood business.

Cruz is a very hardworking woman who strives to earn her own income. To do so, she sells clothing, beauty products, cosmetics, accessories for women, and shoes, among other things. She goes around her neighborhood to sell her merchandise. She also sells from her home, leaving the merchandise on credit and collecting payment every weekend. This loan is very helpful to Cruz because it allows her to improve her quality of life.

The purpose of this loan is to purchase beauty products, shoes, cosmetics, costume jewelry and clothing, among other things.

Translated from Spanish by Kiva volunteer Nicole Efros.


This loan is special because:

It is accompanied by useful, real-life business training.


Loan details


Lenders and lending teams




Loan details