A loan helped to buy make-up, perfumes, lotions, costume jewelry, household items, glass, aluminium, etc.


Gema Liliana's story

Gema Liliana is 35 years old and she is in a common-law marriage. She has three children that are 14, 7 and 5 years old. They all are students in school. Her partner works in a public business.

They live in the city of Portoviejo that was affected by the earthquake of April 16th of 2016. The city is known for the production of vegetables, legumes and tropical fruits for the country's internal consumption.

Gema Liliana has a business that sells glass and aluminium in her home. She works based on orders. She has an assistant that helps her create the orders.

She also offers catalogue products from Belcorp (lbel, Cyzone and Esika) and Azzorti. The products from Belcorp are skincare products, make-up, perfumes and women's accessories. The products from Azzorti are skincare products, feminine products, clothes and household items.

She visits her clients door-to-door in her free time to sell. She also offers products through Whattsapp and she delivers the items from her orders if the address is inside the city.

This loan is to buy make-up, perfumes, lotions, costume jewelry, household items, glass, aluminium, etc. Her dream is to have a lot of sales and that her family is healthy.

Translated from Spanish by Kiva volunteer Caroline Z.


This loan is special because:

It is accompanied by useful, real-life business training.


Loan details


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Loan details