Adding to basket
Mariama, a brave woman, has been running two businesses for several years, in food services and selling fabrics. Mariama has evolved nicely in these businesses and has changed her life. She is renewing her request for a loan to purchase even more merchandise in order to continue this beautiful, upward trend.
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Translated from French by Kiva volunteer Vanessa Peat. View original language description.
Brave femme, Mariama déroule une double activité depuis plusieurs années à savoir la restauration et la vente de tissus. Mariama a bien progressé dans ses activités et changé sa vie. Elle renouvelle sa demande de prêt pour acheter encore plus de marchandises afin de continuer dans cette belle tendance de progression.
Fansoto is a nonprofit microfinance institution based in Senegal that focuses on serving populations that are excluded from the traditional financial system, including vulnerable and underserved population groups. Alongside financial services, Fansoto provides trainings for their clients on a variety of themes, including financial education, economics, health, family, agriculture, and the environment. Fansoto will use Kiva financing to offer loans to underbanked populations in Senegal working in small enterprises, agriculture and livestock.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
Loan tags help lenders find loans that match certain areas of interest.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
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