Adding to basket
Nestor, age 48, is considered a hardworking and responsible person who fights for his goals.
He works selling fish in his small store.
He requests the loan to be able to invest in repair of his premises to be able to provide better service to his customers.
His great motivation and inspiration are his two children.
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Translated from Spanish by Kiva volunteer Joann S. View original language description.
Nestor de 48 años se considera una persona trabajadora, responsable y luchado por sus metas.
Se dedica a la venta de pescados, tiene su pequeño local donde ofrece.
Solicita su préstamo para poder invertir en el arreglo de su local y poder brindar una mejor atención a sus clientes.
Su mayor motivo e inspiración son sus dos hijos.
This loan helps primarily Venezuelan refugees in Peru start new businesses. By supporting this loan, you are helping refugees, who are often considered too high-risk for basic financial services, to rebuild and sustain their livelihoods in Peru.
COOPAC Microfinanzas Prisma provides loans to people in the most underserved segments of the Peruvian population. Kiva supports these loans to provide borrowers with working capital, savings accounts, a variety of trainings and micro-insurance to sustainably impact their livelihoods.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
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