A loan helped to buy construction materials to partially renovate their home.


Kulnara's story

The sweet Kulnara sends greetings from Kyrgyzstan. She is fifty-four years old and married and she has three children. By character she is a kind, honest, friendly, and responsible woman. She has secondary education. For many years she has been gardening and raising livestock. She grows apples, pears, and apricots, and today her farm has 6 horses, 20 sheep, and 5 cows. They aim to invest their savings into improving their living conditions. With this goal, Kulnara has applied for a loan from the bank Bai Tushum for 300,000 Kyrgyzstan Soms to buy building materials for a partial renovation of their home. The loan will help improve her family's living conditions and give her children a more comfortable life.

Translated from Russian by Kiva volunteer Julia Warner.


This loan is special because:

It helps low-income families improve their living conditions and reduce their energy consumption



Loan details


Lenders and lending teams




Loan details