A loan helped to buy dresses, pyjamas, jeans, shorts, faux leather products, underwear, shapewear, etc.


Karina Monserrate's story

Karina Monserrate and her family live in the city of Portoviejo, which was affected by the earthquake on April 16, 2016. The city is rich in the production of vegetables, legumes and tropical fruits for domestic consumption.

Karina Monserrate has a degree in nursing and works for a public institution. She is paid monthly for her work. In her free time, she offers a variety of products from the Ropas catalogues, natural nutrition and health products Fuxion (weight control, detoxification, anxiety, immunological system), Détox, Golden FLX, Thermo T3, Nocarb-T, Probal, thermo ts, Golden flx, Biopro Tect, Biopro Sport, liquid fiber, Flora Liv, Leonisa (women's lingerie, girdles, swimsuits and underwear for men).

She sells in her free time and visits her clients in their homes. She also sells via social media and WhatsApp, offering home deliveries. She sells on credit and gets repaid every 8 days.

This loan is to buy dresses, pyjamas, jeans, shorts, faux products, underwear, shapewear, etc.

Translated from Spanish by Kiva volunteer E. Power.


This loan is special because:

It is accompanied by useful, real-life business training.


Loan details


Lenders and lending teams




Loan details