A loan helped to buy calves in order to expand her business and to buy mineral fertilizers for field work.


Nurgul's story

A beautiful woman Nurgul thanks the Kiva Fund and all the creditors for the provided financing. She successfully repaid her previously obtained loans. Nurgul is 55 years old, married and a mother of three grown, beautiful children. Her husband actively helps his wife with the household and taking care of livestock. Now Nurgul's farm contains six cows, one horse and twenty-two sheep. They keep the livestock at home, where they have all the right conditions for livestock. To further develop her business, she requested another loan from the Bai Tushum Bank in the amount of 240,000 som (KGS) to buy calves in order to expand her business and to buy mineral fertilizers for field work. The profit from the loan would help to increase her farm productivity and thus their income. Nurgul hopes to achieve the desired result and create the best life for her beautiful children.

Translated from Russian by Kiva volunteer Anna Sorokina-Hailey.


This loan is special because:

The borrower receives a lower interest rate to fund their agriculture activities.



Loan details


Lenders and lending teams




Loan details