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Browse categories of borrowers— people looking to grow businesses, go to school, switch to clean energy, and more.
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Select a borrower who you connect with and help fund a loan with as little as $25.
Get repaid
Receive updates on your loans and see the dollars return to your Kiva account.
Repeat!
Use the repayment to support another borrower, or withdraw your money.
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Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
Mariela Annabelle is 33 years old, married, and has 2 children, ages 14 and 10. They are in the tenth and seventh year of basic education. Her spouse is a driver. They live in Montecristi, a place known for its very varied crafts, well-known in the whole country.
She is a determined woman who seeks the way to earn her resources and, with them, to help her spouse get their household ahead. She works raising pigs, an activity which allows her to earn her resources and, with them, to get her family ahead.
But, at certain times, things become difficult. This is the case now, as her children are about to start a new school year. They study at a school and need new uniforms, books, and other school supplies with which they can acquire the necessary knowledge to continue with their education.
This loan is to purchase uniforms, books, notebooks, folders, paper, and school supplies.
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Translated from Spanish by Kiva volunteer Wendy H. View original language description.
Mariela Annabelle tiene 33 años, esta casada y tiene 2 hijos de 14 y 10 años de edad, ellos estudian en decimo y séptimo de educación básica en una escuela local, el marido es chofer, ellos viven en Montecristi lugar conocido por su artesanía muy variada y reconocida en todo el país. Ella es una mujer luchadora que busca la forma de ganar sus recursos y con ellos ayudar a su marido a sacar adelante su hogar, se dedica a la cría de chanchos, Actividad que le permite ganar sus recursos y con ellos sacra adelante a su familia, pero en ciertas ocasiones las cosas se le complican y ese es el caso de ahora ya que sus hijos están por ingresar a un nuevo año lectivo, ellos estudian en una escuela y necesitan de nuevos uniformes, libros y otros útiles escolares con los cuales puedan adquirir los conocimientos necesarios para seguir en sus estudios. Este crédito es para comprar uniformes, libros, cuadernos, carpetas, hojas y otros útiles escolares.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
Loan tags help lenders find loans that match certain areas of interest.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
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