Adding to basket
Flavio, age 39, is married and the father of two minor children who are his motivation. Flavio has three decades of experience managing his grocery store. Also he raises pigs to generate better income and to support his loved ones.
Flavio has come for a Kiva loan from MiCrédito to buy cement, purlins, blocks, and to pay the person who will build the bathroom.
In the future, he wishes to build enclosures for the pigs.
Hide
Translated from Spanish. View original language description.
Flavio, es un señor de 39 años, casado y padre de dos menores de edad quienes son su motivación. Flavio, tiene tres décadas de experiencia administrando su tienda de comestibles. Además, cría cerdos para generar mejores ingresos y apoyar a sus seres amados. Flavio, ha recurrido a los financiamientos Kiva de MiCrédito para comprar cemento, perlines, bloques y pagar a quien hará el proyecto de su baño. A futuro desea construir unas galeras para los cerdos.
This water and sanitation loan is part of Micrédito’s effort to improve the living standards of communities in Nicaragua. Today many Nicaraguan homes do not have access to safe water or sanitation facilities. With few hygienic alternatives available to them, families often face water pollution resulting in respiratory, gastrointestinal or skin diseases as well as river pollution due to illegal sewage piping.
By partnering with Kiva, Micredito will offer clients a water and sanitation loan, helping them access key resources to build latrines, septic tanks and sinks. By funding this loan, you are playing an important role in helping Nicarguan communities to protect themselves from diseases, improving and strengthening their emotional and physical living conditions.
MiCredito operates in both Nicaragua and Costa Rica.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
You have selected to not use your Free Trial and will be prompted to pay for this loan using your own money.
Agree Use a Free TrialYour free credit can't be applied to this loan. If you would like to make a loan to this borrower anyway, you will have to use your own money.
Lend Anyway Find an Eligible LoanFree Trials cannot be used to make loans during their private fundraising period on Kiva. If you would like to lend to this borrower anyway, you will have to use your own money.
Agree Find an Eligible Loan