A loan helped to purchase outfits for boys and girls, t-shirts, pajamas, onesies, leggings, shorts, notebooks, pens, folders, markers, etc.


Ruth Yanina's story

Ruth Yanina and her family live in Montecristi, which is known for its handicrafts made from toquilla straw, wicker, piquigua, and wood; including fine toquilla straw hats, known worldwide as 'Panama Hats', recognized throughout the country and beyond. Ruth Yanina has her own space at home where she sells a wide variety of clothing for women, men, and children, school supplies, and other novelties at good prices. She also offers her products via WhatsApp and door-to-door sales in her free time. She offers her customers credit and collects payments weekly. This credit is for purchasing children's outfits, t-shirts, pajamas, onesies, leggings, shorts, notebooks, pens, folders, markers, etc.

Translated from Spanish by Kiva volunteer Lucia Castiblanco.


This loan is special because:

It is accompanied by useful, real-life business training.


Loan details


Lenders and lending teams




Loan details