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Tassere is a 60-year-old merchant. Tassere lives in Côte d'Ivoire with his wife and his 2 children.
Tassere is requesting a loan to buy a solar refrigerator in order to expand his business by increasing the volume of beverages sold. Having a solar refrigerator will also allow Tassere to reduce his electricity consumption. Tassere plans to sell more to expand his shop.
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Translated from French by Kiva volunteer Karine Desruisseaux. View original language description.
Tassere est un commerçant âgé de 60 ans. Tassere vit en Côte d'Ivoire avec son épouse et ses 02 enfants. Tassere demande un prêt afin de s'acheter un réfrigérateur solaire dans le but de développer son commerce en augmentant son volume de boisson vendu. Avoir un réfrigérateur solaire va aussi permettre à Tassere de réduire sa consommation électrique. Tassere envisage ainsi de vendre plus afin d'agrandir sa boutique.
By supporting this loan, you're increasing access to clean energy products in Cote d'Ivoire. This loan allows customers to purchase affordable and durable solar home refrigerators which are not vulnerable to frequent grid related power outages. Households will be able to maintain consistent freshness of refrigerated products, reduce their carbon footprints, lower their energy costs, and build a credit history.
Baobab+ Côte d'Ivoire is a social enterprise that sells innovative energy, clean water and technology products priced and marketed to meet the needs of under-served people in Côte d'Ivoire.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
Loan tags help lenders find loans that match certain areas of interest.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
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