Current conditions in Kyrgyzstan drive the majority of residents to go into business. People are compelled to try in as many spheres as possible in order to make a living. The rural areas are the most vulnerable to any changes in the nation. With no production and substantially low employment, rural areas are left without a labor force and became even more undeveloped, while the urban population grows.

Nazira K., 35, is a treasurer of this group of borrowers. A resident of the small coal-mining town of Tashkomur in Southern Kyrgyzstan, she has been involved in livestock breeding for two years. She is a mother of four children and her husband is a coal miner. He sells coal to local consumers and to other regions of the city.

Nazira says the biggest challenge for her is to pay enough attention to livestock breeding while raising four kids. Livestock needs careful treatment the whole day, starting from early in the morning until late in the evening. When the livestock is grown, Nazira sells it and buys new younger ones to raise. This business always has enjoyed high demand because the Kyrgyz people’s main dish is meat.

The business was Nazira’s husband’s initiative, thanks to which the family’s monthly revenue is 10000 soms. This loan is planned for the purchase of 9-10 livestock animals.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.