Adding to basket
Jheny lives with her two children and her life partner. She makes enchiladas and nacatamales, a trade that she learned from her mother. Her goal is to establish a cafateria to seel a variety of foods. She is part of the Estrella de la mañana
group together with Flor and Hudelina, who dedicate themselves to the same work.
In this group: Jheny, Flor, Hudelina
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Translated from Spanish. View original language description.
Jheny vive con sus dos hijos y su compañero de vida, elabora enchiladas y nacatamales actividad que inicio con las enseñanzas de su mamá. Sus planes son establecer un comedor para vender variedad de comidas. Forma parte del grupo solidario Estrella de la mañana junto a Flor y Hudelina quienes se dedican a la misma actividad económica.
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Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
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