Adding to basket
Yacouba is a 37-year-old salesman. Yacouba lives in Ivory Coast with his wife and 2 children.
Yacouba is applying for a loan to buy a solar freezer with the aim of developing his business by increasing the volume of beverages sold.
Having a solar refrigerator will also allow Yacouba to reduce his electricity consumption.
Yacouba plans to sell more in order to expand his store.
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Translated from French. View original language description.
Yacouba est un commerçant âgé de 37 ans. Yacouba vit en Côte d'Ivoire avec son épouse et ses 02 enfants. Yacouba demande un prêt afin de s'acheter un congélateur solaire dans le but de développer son commerce en augmentant son volume de boisson vendu. Avoir un réfrigérateur solaire va aussi permettre à Yacouba de réduire sa consommation électrique. Yacouba envisage ainsi de vendre plus afin d'agrandir sa boutique.
By supporting this loan, you're increasing access to clean energy products in Cote d'Ivoire. This loan allows customers to purchase affordable and durable solar home refrigerators which are not vulnerable to frequent grid related power outages. Households will be able to maintain consistent freshness of refrigerated products, reduce their carbon footprints, lower their energy costs, and build a credit history.
Baobab+ Côte d'Ivoire is a social enterprise that sells innovative energy, clean water and technology products priced and marketed to meet the needs of under-served people in Côte d'Ivoire.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
Loan tags help lenders find loans that match certain areas of interest.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
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