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Lesbia is a woman who previously took the opportunity to be the beneficiary of a loan provided by these two institutions.
Now she is wanting to increase and diversify the quantity of products in her business. Therefore, she requests a new Kiva loan from MiCrédito to buy rice, beans, oil, sugar, oil, and food supplies.
In the near future, she wishes to improve the condition of her humble home.
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Translated from Spanish by Kiva volunteer Joann S. View original language description.
Doña Lesbia, es una señora quien previamente tuvo la oportunidad de ser beneficiada con un préstamo otorgado por estas dos Doña Lesbia, es una señora quien previamente tuvo la oportunidad de ser beneficiada con un préstamo otorgado por estas dos instituciones. En la actualidad desea incrementar y diversificar la cantidad de productos en su negocio. Por eso, pide un nuevo financiamiento a MiCrédito de Kiva para comprar arroz, frijoles, aceite, azúcar, aceite y consumé para comidas. En un futuro a corto plazo desea mejorar las condiciones de su humilde hogar.
MiCredito operates in both Nicaragua and Costa Rica.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
Loan tags help lenders find loans that match certain areas of interest.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
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