Funded

Total loan: $5,675

Avec Yaaru Yesso Group

Kolda, Senegal / Livestock

A loan helped a member to purchase animals at the weekly markets to resell them at the same markets after fattening.

Avec Yaaru Yesso Group's story

Madame Coumbel is holding the sheep's rope in the photo. She is 42 years old and the mother of a boy, Ibrahima, age 7. She is also the guardian of Hawa, age 8. Both children go to school. She is the representative of the group Avec Yaaru Yesso, which means Go Foward in the Pular language. This community group was founded in 2021. It is comprised of 16 strong, united, and dynamic women. They work primarily in animal raising, and have good relationships.

Madame Coumbel and the other group members sell products as part of their businesses in weekly markets locally and in the sub-region. With the profits from their businesses, which vary monthly from 75,000 to 150,000 for the group, they support their husbands with family expenses such as school fees, healthcare, and food.

In this group: Coumbel, Oumou, Dienabou , Binta, Sadio, Hawa, Toulaye, Fanta, Mariama, Hawa, Salimatou, Galle, Tening, Aissatou , Dienabou, Houssaye

Translated from French by Kiva volunteer Meghan McCallum. View original language description.

MADAME COUMBEL, tenant la corde du mouton sur la photo, âgée de 42 ans et mère d'un garçon, IBRAHIMA ; âgé de 07 ans et a la charge Hawa; âgée de 08 ans ; vont tous les deux à l'école, est la présidente du groupe " AVEC YAARU YESSO" en langue peulh qui signifie « ALLER DE L'AVANT » en français. Ce groupe communautaire, créé en 2021, est composé actuellement de 16 braves dames, solidaires et dynamiques. Elles s'activent principalement dans l'élevage et entretiennent de bonnes relations. Mme COUMBEL et les autres membres du groupe vendent les produits de leurs activités dans les marchés hebdomadaires de la localité et dans ceux de la sous région. Avec les retombées issues de leurs activités, qui varient mensuellement en groupe 75000 et 150000, elles soutiennent leurs maris dans les dépenses familiales tels que les frais de scolarité, de soins de santé et nourriture.

This loan is special because:

It enables low-income farmers in Senegal to increase their income and provide for their families.

More about this loan

This loan enables low-income farmers, particularly women in rural areas, to purchase seeds and equipment, acquire livestock, generate income and improve productivity. It is structured so that farmers' repayment schedules align with their harvests, which reduces the financial hardships of seasonal cash flow. These farmers are typically unable to access traditional loans, and VisionFund Senegal provides financial literacy training to help borrowers better understand their income and expenses. By supporting this loan, you are ensuring that no additional stress is put on farmers' families during their crops’ off-season.

About VisionFund Senegal:

VisionFund Senegal (VFS) is a microfinance subsidiary of World Vision International, a Christian relief development and advocacy organization. Working together, they aim to provide the foundations for local economies to flourish in healthy and safe communities. VFS uses Kiva financing to provide group loans to a rural client base that is 68% rural and 80% female, with the goal of supporting family welfare. It facilitates wholesale & retail small business loans (limited to women) as well as agriculture and artisan and handicraft loans.