A loan helped a member to add stock of maize flour, wheat flour, sugar, beans, rice, beverages and other food stuff.


Baraka Group's story

This group consists of five members who share a strong bond of solidarity and mutual support. They all live in the same locality. They joined Victoria Finance in 2023. They are conducting various micro businesses, which are mostly food vendors.

At the far right is Ms. Monica, a group representative and group chairman, who is 52 years old. She is a widow and mother of three children. Her husband died in a car accident in 2008, and since her life change had to provide full support for her family, particularly paying school fees for her children and providing for all basic needs. Monica has been conducting micro businesses (retail shop and food cafe) for almost 8 years now to make her family living standard good.

She is seeking a loan from KIVA lenders to add stock of maize flour, wheat flour, sugar, beans, rice, beverages and other food stuff. Since the loan is intended to be invested in her business for expansion, the profit generated from her business will support her family to improve basic family needs and to support her children's education. Her dream is to support her family fully in terms of basic needs including education and health insurance.

She is grateful to Kiva and Victoria Finance. She has a good repayment history and promises to repay the loan on time.

In this group: Habiba , Retina , Beatrice , Monica , Sakina


This loan is special because:

It enables low-income micro-entrepreneurs access collateral free capital to improve their businesses



Loan details


Lenders and lending teams



Loan details