Adding to basket
Maria Nelly has been raising cattle for three years. She started this work as she had free time and wanted to use it to do something productive. As a result, she started with one calf. She is now applying for a loan to buy two calves and to pay for the cleaning of fences.
With this loan, Maria can increase production in order to have more customers and thereby increase sales and her income.
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Translated from Spanish by Kiva volunteer Iain Gaw. View original language description.
María Nelly se dedica a su proyecto ganadero desde hace 3 años. Ella inició esta actividad debido a que tenía tiempo libre y deseaba aprovecharlo en algo productivo; por ello comenzó con la compra de 1 ternero. Actualmente solicita este crédito para comprar 2 novillos y además pagará por la limpieza de las cercas; con ello logrará incrementar la producción para tener más clientes y así aumentar sus ventas para llegar a tener más ingresos
This loan helps Costa Rican farmers to not only purchase farm inputs, but to make capital improvements to their farms, which allows them to increase productivity levels. Improvements might include water storage and irrigation systems, greenhouses, and composting facilities. By supporting this loan, you are giving Costa Rican farmers the resources to improve agricultural practices and make their lands profitable.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
Loan tags help lenders find loans that match certain areas of interest.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
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