Adding to basket
Rosa Paquita and her family live in the city of Portoviejo which was affected by the earthquake of April 16, 2016. The city is rich in production of tropical fruits and vegetables for domestic consumption.
Rosa Paquita and her children have an egg store. They sell them every day at home and also sell to stores, restaurants, neighbors and private individuals.
This loan is to buy eggs.
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Translated from Spanish by Kiva volunteer Sherry Bess. View original language description.
Rosa Paquita y su familia viven en la ciudad de Portoviejo, fue afectada por el terremoto el 16 de Abril del 2016, la ciudad es rica en producción de hortalizas, legumbres y frutas tropicales para el consumo interno. Rosa Paquita junto a un hijo en casa tienen una bodega de acopio de huevos, los cuales vende todos los días en casa y ofreciendo en tiendas, restaurantes, vecinos, personas particular. Este crédito es para comprar huevos.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
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