A loan helped to purchase hay and livestock.


Gulzhan's story

This sweet woman Gulzhan is 56 years old, married, and the mother of 6 children. By nature, Gulzhan is a kind and responsible woman. She has a secondary education. The region is very well suited for village farming. Her family has an inspiring farm, with 10 cows, 4 horses, and 40 sheep. She knows the technology of running an agricultural business and is able to use funds appropriately. She uses all her might to maintain the farm at a productive level, because their income depends on it.

Gradually over almost 30 years, sales have become their main source of income. Gulzhan applied to the bank "Bai-Tushum" for a loan in the amount of 265,000 som (KGS) to buy livestock to expand the farm and buy feed. This, it goes without saying, will help to increase the productivity of their farm and in this way, their income. Gulzhan hopes to get good results and build a better life for her family.

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Translated from Russian by Kiva volunteer Susan Vdovichenko.


This loan is special because:

The borrower receives a lower interest rate to fund their agriculture activities.



Loan details


Lenders and lending teams




Loan details