A loan helped to purchase soil amendments, foliar fertilizers, and other fertilizers, and to pay his workers.


José Rafael's story

Over many years, José has accumulated a lot of experience in growing coffee and flowers on property which he inherited and which, gradually, he has been increasing with great effort.

This farmer considers himself to be strong, responsible, hardworking, and optimistic when facing any situation.

José already knows the work of Kiva and MiCrédito because he previously had a loan which allowed him to have a good harvest. This season, he comes back to ask for another loan from these two institutions to purchase soil amendments, foliar fertilizers, and other fertilizers, and to pay his workers. His short-term goal is to export his coffee.

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Translated from Spanish by Kiva volunteer Wendy H.


This loan is special because:

The repayments are aligned with harvest season.



Loan details


Lenders and lending teams




Loan details